Terms of Conditions
These Terms and Conditions govern the use of all websites, social media pages, and any other online platform owned and operated by or on behalf of Better Future Finance (collectively, the "Website"). The content available on the Website is provided by Better Future Finance and our respective affiliates, licensors, and contractors (collectively, "Company," "us," "our," "we"), subject to the following Terms and Conditions.
We reserve the right to update or modify these Terms and Conditions at any time. When changes are made, we will make the revised version available on this webpage and will update the "Last Updated" date below. For this reason, we encourage you to review these Terms and Conditions whenever you access or otherwise use this Website. By using our Website, you agree to be bound by the Terms and Conditions posted at the time of your access.
To learn more about how we collect, use, disclose, and protect your information, please visit our Privacy Policy page. Our Privacy Policy is incorporated into these Terms and Conditions, and by using this Website, you also agree to the terms outlined in our Privacy Policy. If you are a member of our text club, you also agree to our Text Terms and Conditions and Text Privacy Policy.
Use of This Website and Its Content
This Website and its content are intended for your personal, non-commercial use only. Except as expressly permitted in these Terms and Conditions, you may not use, reproduce, distribute, modify, reverse engineer, copy, publish, display, transmit, frame, link, rent, lease, loan, sell, license, or otherwise exploit the contents of this Website. You further agree to use this Website and its content only for lawful, non-commercial purposes and in compliance with all international, federal, state, and local laws.
Programs
All debt relief products and services (collectively, the "Programs") advertised on this Website are provided by third-party companies (each, a "Provider"), not by Better Future Finance. If you take our survey and meet certain qualifications, you may be redirected to a Provider’s website to determine eligibility and enroll in a Program.
Third-Party Websites
The Website contains links to third-party websites that are independent of this Website, such as Provider websites to determine eligibility and enroll in Programs. When you click on a third-party link, you will leave our Website.
Third-party website links are included for user convenience and do not constitute approval, endorsement, or warranty by us. We are not responsible for the accuracy, completeness, or reliability of any third-party websites or the Programs, products, or services offered on such websites. Any agreements, transactions, or arrangements between you and a third party (including Providers) are made solely at your own risk.
Any personal information you submit to a third-party website will be subject to that third party’s privacy policy and terms of use. We encourage you to review their policies before providing any personal information.
User Representations and Warranties
By using our Website, you represent and warrant that:
- You are over the age of eighteen (18);
- You have not previously been suspended or removed from this Website;
- You will provide true, accurate, current, and complete information when completing any screening survey or other survey;
- You will not impersonate another person or provide false information;
- You have the legal capacity and authority to agree to these Terms and Conditions.
User Content
From time to time, you and other users of this Website may have opportunities to submit content, including ideas, information, text, photos, graphics, videos, sound clips, comments, and opinions (collectively, "User Content"). By submitting User Content, you agree that:
- It will be deemed non-proprietary and non-confidential;
- We, our affiliates, and contractors may use, copy, modify, distribute, and display your User Content without restriction;
- You own or control the rights to the User Content and that its use will not violate the rights of any third party.
- You will not impersonate another person or provide false information;
We reserve the right to remove any User Content for any reason without notice.
Intellectual Property and Trademark Rights
This Website and all its contents, including but not limited to text, images, graphics, video, audio, software, logos, trademarks, and icons (excluding User Content) (collectively, "Proprietary Material"), are protected by copyright, trademark, and other laws. The Proprietary Material is owned or controlled by Better Future Finance or by third parties who have granted us rights.
Except as otherwise provided, you may not use, reproduce, distribute, modify, create derivative works from, or exploit any Proprietary Material without express written permission from us.
Warranty Disclaimer
THIS WEBSITE AND ITS CONTENTS ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
We and our affiliates disclaim all warranties, including but not limited to warranties of merchantability and fitness for a particular purpose. We do not warrant that the information on the Website is accurate, complete, or current.
Limitation of Liability
We and our affiliates shall not be liable for any indirect, incidental, special, consequential, or exemplary damages arising from your use of, inability to use, or reliance upon the Website or its contents. Your sole remedy for dissatisfaction with the Website is to stop using it.
Indemnification
By using this Website, you agree to indemnify and hold us and our affiliates harmless from any claims, liabilities, damages, losses, or expenses, including attorney fees, arising from:
- Your use of this Website;
- Your violation of these Terms and Conditions;
- Your infringement of any third-party rights.
Dispute Resolution and Arbitration; Class Action Waiver
To the fullest extent permitted by law, any disputes arising from your use of this Website will be resolved through binding arbitration in New York, rather than in court. You agree to waive your right to participate in any class action lawsuit.
Miscellaneous
These Terms and Conditions shall be governed by the laws of the State of New York. If any provision of these Terms is found invalid or unenforceable, the remainder shall remain in effect. Our failure to enforce any right under these Terms shall not constitute a waiver.
This Website is controlled and operated from our offices in the United States. We do not guarantee that its content or Programs are appropriate or available for use in all locations.
If you have any questions regarding these Terms and Conditions, you may contact us at:
Better Future Finance
165 Warsaw St, PO BOX #2, Depew, NY 14043